Disability pensions

Learn about disability pensions, including eligibility requirements.


If you are totally and permanently disabled, you may be eligible for a disability pension. This pays you a monthly pension and replaces any termination benefits or retirement pension you would normally receive as a member of BC's Municipal Pension Plan.

Are you eligible?

You must meet the following requirements to be eligible for a disability pension:

  • You must apply in writing to the Municipal Pension Plan within two years of the date you were last credited with service in the plan
    • if you are denied long-term disability benefits and appeal that decision, you still need to apply within the two-year limit
  • You must have at least two years of contributory service   and be under age 60 (55 for firefighters and police) when you apply
  • Your doctor and a doctor appointed by the Municipal Pension Plan must agree
    you are totally and permanently disabled
  • You must end your employment
  • You must not be entitled to long-term disability benefits from a long-term disability plan that has been approved by BC Pension Corporation
  • You cannot have accepted a lump-sum payment to settle a long-term disability claim (if you have accepted a lump-sum payment, you may be entitled to termination benefits or a retirement pension)

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