How to apply for a disability pension

Find out how to apply for a disability pension if you are totally and permanently disabled.


If you are totally and permanently disabled, you may be eligible for a disability pension. This pays you a monthly pension and replaces any termination benefits or retirement pension you would normally receive as a member of BC's Municipal Pension Plan.

If you are eligible for a disability pension, write to us within two years from when you were last credited with service in the plan to let us know you want to apply. If you're unsure when you were last credited with service, please contact us.

We will assess your application and provide you with:

  • An estimate of the monthly pension you may be entitled to receive
  • Information about next steps, including a report you must have your doctor complete that will outline the nature of your disability

Once we receive the completed medical report, we will appoint an independent doctor to provide a second report.

If your application is approved, we will pay your disability pension in one of two ways, depending on whether you have a spouse:

  • A single life pension, which is paid to you for as long as you live
  • A joint life pension, which is paid to you for as long as you live
    • if you die before your spouse, the pension is paid to your spouse for as long as they live
There is no bridge benefit   with a disability pension. However, you may be eligible for a separate disability pension from the Canada Pension Plan.

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External links for how to apply for a disability pension

Learn about the Canada Pension Plan Disability Benefit