What types of service you can buy

Learn about the types of service you can buy to potentially increase your future pension.


Buying non-contributory service

You may be able to increase your future pension by buying non-contributory service for a period when you worked for an employer that participated in the plan but were not making pension contributions. For example, this could be a period when you were on probation or did casual work before joining the pension plan. However, if you waived enrolment in the plan, on or after April 1, 2000, you are not eligible to buy the non-contributory period.

Buying non-contributory service   increases the pensionable service   that counts toward your pension. This may increase the monthly pension payment amount you would receive when you retire.
 

When you buy non-contributory service, you are usually responsible for paying the entire cost. The deadline for this is five years from when you began contributing to the plan or within 30 days of ending your employment.


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