Retirement health coverage premiums

Find out the cost of retirement health coverage.

Medical Services Plan of BC premiums

Medical Services Plan (MSP) premium rates are set by the provincial government. Generally, these rates are updated each year, effective January 1. We will deduct the MSP premium from your December pension payment.

BC's Municipal Pension Plan subsidizes your MSP premiums based on your years of pensionable service.

In 2019, based on these subsidies, the monthly premiums are:

Pensionable service of
retired member
Single Two adults
in a family

Under 2 years (full premium)



2 years to under 5 years



5 years or more



You may be eligible for premium assistance based on your adjusted net income for the previous tax year. For more information visit the MSP website.


External links for extended health care coverage

Pacific Blue Cross

Medical Services Plan of BC