Buying service for arrears

Find out what to do if there was a period when you and your employer should have contributed to the pension plan but didn’t.


Payroll arrears and you

You may have payroll arrears if your employer did not deduct pension contributions from your paycheque, even though you were correctly enrolled in the plan.

This might happen if your employer did not:

  • Deduct pension contributions on salary paid to you during a partially paid leave of absence
  • Resume deducting pension contributions after a period of unpaid leave (such as a maternity leave)

Contact your employer if you notice a period when you should have contributed to the plan but did not.

If payroll arrears are identified:

  • The employer you worked for during the arrears period must pay the whole cost to the plan
  • Your employer may bill you for your share

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