What are the member groups?

The plan categorizes its members into five groups based on occupation and gender.

BC's Municipal Pension Plan categorizes its members into five groups based on occupation and gender. Different member groups have different pension contribution rates and earliest retirement ages.  

The five member groups are:

  • Group 1: Males not in groups 2 or 5
  • Group 2: Male and female police officers and firefighters, other than group 5 members; they have an earlier normal retirement age because of working in public safety
  • Group 3: Females, who elected at the time of closing, April 1, 1971, to remain in Group 3 and continue contributing to the plan until they end plan membership or retire
  • Group 4: Females not in groups 2, 3 or 5
  • Group 5: Established to provide enhanced pension benefits for male or female police officers and firefighters; they have a higher benefit accrual rate and earlier normal retirement age

Group 5 participation requires the employer and the union to collectively bargain enrolment through an agreement and apply to the Municipal Pension Board of Trustees for approval.

Firefighter means persons who are employed in the fire sector as fire fighters, as a fire chief and any other person employed in, or appointed to, a fire department and assigned to undertake fire protection services, which includes fire suppression, fire prevention, fire safety education, communication, training of persons involved in the provision of fire protection services, rescue and emergency services and the delivery of all those services.

Police officer means a person appointed under the Police Act as a provincial constable, special provincial constable, designated constable, municipal constable, special municipal constable, auxiliary constable or enforcement officer, but does not include a person who is a member of the Royal Canadian Mounted Police.