Disability benefits

Learn about disability benefits, including eligibility requirements.

If you are totally and permanently disabled, you may be eligible for a disability benefit. This pays you a monthly pension and replaces any termination benefits or retirement pension you would normally receive as a member of BC's Municipal Pension Plan.

Are you eligible?

You must meet the following requirements to be eligible for a disability benefit:

• You must apply in writing to the Municipal Pension Plan within two years of the date you were last credited with service in the plan
  • if you are denied long-term disability benefits and appeal that decision, you still need to apply within the two-year limit
• You must have at least two years of contributory service and be under age 60 (55 for firefighters and police) when you apply
• Your doctor and a doctor appointed by the Municipal Pension Plan must agree you are totally and permanently disabled
• You must end your employment
• You must not be entitled to long-term disability benefits from a long-term disability plan that has been approved by BC Pension Corporation
• You cannot have accepted a lump-sum payment to settle a long-term disability claim (if you have accepted a lump-sum payment, you may be entitled to termination benefits or a retirement pension)