Separation or divorce and your pension

Learn how a separation or divorce affects your pension and review the issues to consider.

When you need a valuation of your pension

Your pension is calculated using a formula based on your years of service and salary. If you have not yet retired, you can find a current estimate of your future pension on your Member's Benefit Statement or by signing in to My Account.

What the Member's Benefit Statement cannot show you is the full monetary value of your pension.

If you would like to know the monetary value of your pension before negotiating a settlement with your former spouse, you will need to hire an independent actuary. This might apply to you if you are considering trading other family property with your former spouse to keep your entire pension.

Please contact us if you are planning to hire an actuary. We can provide you with the information the actuary will need to complete this calculation.