Pension basics

Get to know your pension – whether you're just starting your job or retirement is around the corner.

Enrolling in the pension plan

Learn how enrolment rules apply to you.

Types of plan members

There are four types of plan members: active, inactive, retired and limited.

How pension contributions work

You contribute to your pension through automatic payroll deductions. Your employer also contributes to your pension.

Understand your member benefit statement

Your statement is an annual snapshot of your pension information and includes estimates of your potential future pension.

Get your member benefit statement

You will be mailed a statement each year showing information about your pension. You can also view it online in My Account.

Understand your retired member pension statement

As a retired member of the plan, you will receive a statement in January each year showing the most current information about your pension.

When will you get your pension statement?

As a retired member, you will receive a pension statement in January each year.

What is the year’s maximum pensionable earnings?

The year's maximum pensionable earnings is an amount set by the federal government. Find out how it may affect your pension.

What happens if you leave your job

If you leave your job with an employer participating in the plan, you will need to make some decisions about your pension.

What are the member groups?

The plan has specialized member groups for police officers and firefighters.

Special agreements

You may be part of an employee group that has a special agreement with the plan. If so, contributions under the special agreement may be transferred to a locked-in retirement vehicle or used to increase your lifetime monthly pension.

How to address a concern or appeal a decision

Find out the steps you can take if you have a concern about how the plan rules were applied.