What are the member groups?

The plan has specialized member groups for police officers and firefighters.

All members who are not police officers or firefighters are general members (group 1).

Group 2 is for police officers and firefighters who are not in group 5. Members in group 2 have an earlier normal retirement age because they work in public safety.

Group 5 provides enhanced pensions for police officers and firefighters; members in this group contribute more and have a higher benefit accrual rate and earlier normal retirement age.

If you are employed in groups 2 or 5 on or after January 1, 2022

  • your pension will be calculated using a highest average salary of four years; and
  • your normal form of pension (from which all other options are calculated) will be a single life pension with a 10-year guarantee.

Participation in group 5 requires the employer and the union to collectively bargain enrolment through an agreement and apply to the Municipal Pension Board of Trustees for approval.

Firefighter means persons who are employed in the fire sector as fire fighters, as a fire chief and any other person employed in, or appointed to, a fire department and assigned to undertake fire protection services, which includes fire suppression, fire prevention, fire safety education, communication, training of persons involved in the provision of fire protection services, rescue and emergency services and the delivery of all those services.

Police officer means a person appointed under the Police Act as a provincial constable, special provincial constable, designated constable, municipal constable, special municipal constable, auxiliary constable or enforcement officer, but does not include a person who is a member of the Royal Canadian Mounted Police.

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