Get more from your pension
Discover key decisions you can make throughout your career to maximize your pension.
Pension education for everyone
No matter what your life stage or learning style is, we’ve got pension education for you:
- Getting to Know Your Pension: This 15-minute online course introduces you to the value and benefits of pension membership.
- Making the Most of Your Pension: Available as online learning or an instructor-led webinar, this offering teaches you how the decisions you make throughout your career can affect your pension.
- Approaching Retirement: When you start thinking about retirement, take this online learning or instructor-led webinar to learn about the choices you need to make about your pension.
- Online courses and webinars: Take online learning now or sign up for an instructor-led webinar.
Start off strong by transferring service
Did you know that if you have contributed to another public sector pension plan, you may be eligible to transfer that service to the Municipal Pension Plan?
Transferring service can increase your pensionable service, which may increase the value of your pension. It can also increase your contributory service, which may allow you to retire earlier with an unreduced pension.
Transferring service may not always be to your advantage. We recommend you talk to an independent financial planner to help you understand if transferring service is right for you.
- How to transfer service between public sector plans: Get the facts about transferring service.
Get credit for non-contributory service
If you worked for an employer that participated in the Municipal Pension Plan but did not make pension contributions, you may be eligible to buy non-contributory service.
For example, this may apply to you if you were on probation at your job or did casual work before you joined the plan.
Buying non-contributory service increases the service that counts toward your pension. This may increase the monthly pension payment amount you receive when you retire or allow you to apply for an unreduced pension earlier.
- Buying non-contributory service: Find out if you are eligible to buy non-contributory service and what to do next to get credit.